The cost of housing and housing-related expenses, like water and power, has been increasing across the U. Many households spend more than half what they earn on housing expenses, and the network receives more calls from people looking for help paying housing and utilities bills than any other need.
Many organizations offer rental assistance funds or can help you discuss a payment plan with your landlord. Contact for available local assistance to help you pay rental bills. If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available.
Your lender will be aware of any federal protections or programs offering additional assistance to borrowers because of the pandemic. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. Many utilities providers offer programs to assist households when they cannot pay their bills on time.
Companies may offer a payment plan or temporary discount on your bill if you can pay some, but not all, of what you owe. Some companies also work with local non-profits to provide additional financial assistance to qualifying households. Contact your utility provider, explain your situation, and ask about options to help you pay.
If you are unsure how to contact them, this information is usually included on your monthly bill. The Low Income Home Energy Assistance Program LIHEAP is a state benefit program that assists eligible low-income households with their heating and cooling energy costs, bill payment assistance, energy crisis assistance, weatherization and energy-related home repairs. Healthcare costs in the United States are hard to manage for millions of families, especially when an unforeseen injury or illness occurs.
